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Build a brokerage that is truly yours.

Start your own brokerage with us – your market-leading, independent partner.

You have already built the experience, relationships and client trust. Momentum gives you the compliance, market access, systems, funding and practical support to turn that experience into a brokerage of your own, without giving up control of your clients or your future.

Talk through your plans Download the start-up guide

Is the AR route right for you?

The Appointed Representative model gives experienced brokers a faster, supported route to independence than becoming directly authorised from day one.

Momentum acts as your FCA Principal and provides the infrastructure behind your brokerage, while you retain your client relationships and focus on advising clients and growing the business.

How the AR model works

The reasons brokers hesitate are real.

Starting a brokerage is not a decision experienced brokers take lightly. The biggest concerns are rarely about capability. They are about timing, financial security, client movement and whether the support promised by a network will work when it matters.

What happens to my income in year one?

Moving from a salary to business income can create a genuine short-term gap, particularly while covenants are still active. Momentum can help you plan realistic cash flow and explore funding designed around how a new brokerage actually develops.

Will my clients be able to follow me?

Restrictive covenants and notice periods affect every move differently. We help you understand the practical timeline, build a compliant launch plan and prepare the business to grow while client relationships become available.

Will I lose control of my clients?

Your client relationships and your business remain yours. Momentum provides the regulatory and operational infrastructure behind you without taking over the relationships you have spent years building.

Will I still be able to broker business my way?

You remain the trusted adviser and the face of your brokerage. Our broking, compliance, systems and operational teams support your work rather than replacing your judgement or client relationships.

Will the support actually be there?

This is a long-term partnership, not just a route to authorisation. You have access to practical support across compliance, broking, claims, systems, marketing, funding and business planning from launch through to growth and succession.

Talk through your concerns
Your route to launch

From planning your move to your first year of trading.

See how Momentum supports you through preparation, authorisation, launch and the first 12 months of building your brokerage.

01

Plan your move

Shape the business plan, understand notice periods and prepare a realistic route to launch.

02

Set up the brokerage

Complete the regulatory, operational, systems and market-access work needed before trading.

03

Launch the business

Begin trading with compliance, broking, systems and operational support already in place.

04

Build through your first year

Develop the client base, manage cash flow and strengthen the brokerage with continued support.

Commercial insurance broker planning the launch of a new brokerage
Built around your plans

A structured route from experienced broker to business owner.

Broker stories

See how other brokers have built with Momentum.

Every brokerage starts from a different position. Explore how Momentum has supported experienced brokers through planning, launch, growth and the practical decisions involved in building an independent business.

The expertise and infrastructure behind your brokerage.

Momentum acts as an extension of your business. You remain focused on clients, advice and growth, while specialist teams provide the infrastructure, expertise and practical support behind you.

Momentum team supporting an independent commercial insurance broker
Specialist support behind you

You build the client relationships and brokerage. Momentum provides the specialist infrastructure behind you.

Broking

Work with experienced brokers who understand complex risks, insurer relationships and market placement. You remain the client-facing adviser, while our team helps you find the right home for business and strengthen your proposition.

Explore broking support →

Marketing

Build a credible brand and maintain a professional presence through website support, marketing materials, social content, email campaigns and practical guidance from Momentum’s in-house team.

Explore marketing support →

Compliance

Momentum handles the regulatory framework, governance, auditing and day-to-day compliance requirements behind your brokerage, helping you stay protected without unnecessary bureaucracy.

Explore compliance support →

Business Systems

Access Acturis, business intelligence, client communications and ongoing systems support designed to give you clearer oversight of performance, pipeline and profitability.

Explore business systems →

Business Planning

Get practical support with launch planning, cash flow, recruitment, growth decisions, acquisitions and succession, from the first business plan through to the long-term value of the brokerage.

Explore business planning →

Back Office Support

Reduce the operational burden with support across policy administration, client money, finance, claims and other essential tasks that can otherwise distract you from clients and new business.

Explore back-office support →

Why brokers choose Momentum.

Not every AR network is built the same way. Momentum is independently owned and designed around helping commercial brokers build businesses they continue to control.

  • 1. Independent by design

    Momentum is not owned by an insurer or corporate consolidator. Our focus remains on helping you build the right brokerage for your clients and your future.

  • 2. Your clients remain yours

    You retain ownership of your client relationships and control of your business. Momentum provides the infrastructure behind you without taking the asset away from you.

  • 3. Freedom over market placement

    You decide which markets best serve your clients, supported by broad agency access and experienced broking expertise when you need it.

  • 4. Practical support, not interference

    Our compliance, broking, systems, claims, marketing and operational teams support your work without replacing your judgement or client relationships.

  • 5. More capability behind your business

    We can help bridge covenant periods, manage the shift from salary to business income, recruit talent and support growth.

  • 6. Partners in success, every step of the way

    The relationship continues through recruitment, acquisitions and long-term planning. You are not simply authorised and then left alone.

Financial support when the circumstances are right.

Every brokerage plan is different. In the right circumstances, Momentum can provide financial support to help experienced brokers manage the practical transition from employment to building sustainable business income.

The approach is shaped around the business plan, the timing of the move and what is needed to give the brokerage a strong and controlled start.

Talk through your plans

How financial support may help

Where appropriate, support can be structured around the practical pressures that arise while a new brokerage is being established.

01

Managing a covenant period

Help create financial breathing room during the period between leaving employment and eligible clients becoming free to follow.

02

Supporting essential launch costs

Support the practical costs involved in establishing the business, systems and operating foundations properly.

03

Creating room while income builds

Provide suitable headroom while the brokerage develops its client base, recurring income and long-term stability.

What Momentum gives you from day one.

Momentum is not simply a route to FCA authorisation. It gives you the infrastructure, expertise and long-term support behind your brokerage, while you remain in control of the business you are building.

COMMON QUESTIONS

Questions brokers ask before making the move.

Starting a brokerage raises practical questions about timing, clients, market access, funding and what changes when you leave employment. Here are some of the things we hear most often.

Allow around three months for the FCA application, Acturis build and operational setup once the business plan and required information are ready. Notice periods and restrictive covenants may affect the wider timeline.

Yes. Your client relationships remain yours. You continue building the relationships, reputation and long-term value within your own brokerage.

Momentum has a central Broking Team that handles placement and market activity on behalf of Broker Partners. You remain responsible for the client relationship and can still contribute your expertise and direction where appropriate.

Restrictive covenants and notice periods can create a gap between leaving employment and clients becoming available to move. That is why Year One planning focuses on timing, cash flow and building a sustainable route through that period.

See what Year One involves ↗

Funding may be available to support appropriate start-up businesses, including periods where restrictive covenants or the move from salary to business income create short-term pressure.

Broker Partners can draw on specialist support across broking, compliance, systems, technology, training, marketing and wider business operations. The aim is to take operational weight away from you so you can focus more of your time on clients and growth.

Established independent insurance brokerage team working together
Start the conversation

Ready to explore what your brokerage could look like?

You do not need to have the detail worked out before starting the conversation. We can help you explore the route, timing and support that may be right for your plans.

A confidential, no-pressure conversation about your plans.

Empowering independent brokers.

Momentum Broker Solutions

Press House, Narborough Wood Park, Desford Road, Enderby, Leicester LE19 4XT

Telephone
0116 238 8880

Email
info@momentumsolutions.co.uk

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Momentum Broker Solutions Limited is a limited company registered in England & Wales No 07267159. Registered Office: Press House, Narborough Wood Park, Desford Road, Enderby, Leicester, LE19 4XT.  Authorised and Regulated by the Financial Conduct Authority.