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You’ve built the career. Now build the business.

You’ve spent years developing client relationships, expertise and a reputation at one of the world’s leading brokerages. The relationships are yours. The knowledge is yours. The only question is: how long will you keep building someone else’s business?

We are Momentum Broker Solutions – the UK’s independent Appointed Representative network trusted by insurance professionals who made the move from the consolidators and national brokers you’d recognise and decided their next chapter should be their own.

Start your journey.

Keep reading to learn more about how to start your own insurance brokerage, or skip reading to get in touch.

“You get promoted and you get a nice job title. And you think you’re actually making a change in the company, but the reality is you are zero in the grand scheme of billion pound insurance brokers. I could not control what I wanted to do. Now I’m out of it, I feel way more energised and motivated. There’s so much wasted time in the corporate world that has no benefit to clients.”

Martin Castleton, Aureum Insurance Brokers

The market is softening. The pressure isn’t.

Rate softening has compressed GWP revenues across the commercial and specialty market. The response has been predictable: higher targets, leaner support teams, tighter margins on client accounts.

If you’re a senior account executive or client director at a major broker, you’re being asked to do more with less – and the economics of your contribution to the firm have never been more misaligned with your reward. Your clients trust you, not the brand above the door. That’s an asset. The question is what you do with it.

Targets rising, support falling.

Administrative headcount has been cut across the major brokerages. You’re spending more time on process and less time with clients.

The market access you need.

The insurer relationships that used to justify the corporate model are available to independent brokers through Appointed Representative networks like Momentum. The advantage has eroded.

Your ceiling is someone else’s floor.

At major brokers, your earnings growth is capped by structure, politics and their own margin requirements. Independently, you capture far more of the value you create.

Compliance and regulation has never been heavier.

FCA oversight, Consumer Duty, TOBA management – the regulatory burden is substantial. But it doesn’t have to fall on you. We carry it.

Everything a corporate firm is giving you. None of the constraints.

300+ insurer markets

Access to more than 300 agencies including specialist markets. The insurer relationships you’re used to – and more.

Full compliance infrastructure

FCA principal oversight, Consumer Duty compliance, T&C scheme, TOBA management – we carry the regulatory burden so you can focus on clients and revenue.

Acturis broking platform

Full Acturis setup and training with ongoing support from our Business Systems Team. The same market-standard technology your clients expect, from day one.

Dedicated back office

Policy administration, finance, credit control and back office processing handled by our team. The support infrastructure you had in a large firm, without the overhead.

Brand and marketing

Our Marketing Team brings your ideas to life, building your brand from the ground up – identity, website, proposition. You arrive in front of your clients looking like the professional you are.

Zero network fees

No desk fees, no membership charges, no hidden deductions. Our model is genuinely aligned with yours: we only do well when you do well. Shared success, not extraction.

What the path actually looks like.

A private conversation with our team. You share your situation, your book, your covenant terms. We give you an honest view of what’s achievable and what the process looks like. No commitment required.
We work you to understand the scope of your covenants. Non-compete and client ownership clauses vary significantly – and many are less restrictive in practice than they appear on paper.
We build your business plan together – projected GWP, client mix, market requirements, cost base. If funding is needed , we can talk through support options available to you.
In the three months before you start trading we build everything. Brand, website, Acturis environment, compliance onboarding and insurer market access. You’ll be ready to go from day one.
Start trading and acquiring business knowing everything is in place and being taken care of.

The conversation costs nothing.

An initial discussion with Momentum is completely confidential and carries no obligation. We talk regularly with senior brokers who are simply exploring their options – some move quickly, some take two years. Either way, it’s always good to know what’s possible.

Tell us about your situation.